Save · Invest · Partner · Pay · Borrow — all on Bitcoin & Lightning Network, following Islamic finance principles (no interest)
5 Islamic finance products — choose what fits your goals
Safekeeping deposits (Amanah) — your principal is preserved, usable as collateral or long-term savings, withdraw anytime
Profit-sharing investment — the cooperative manages (Mudarib), you provide capital (Rab al-Mal), profits shared per agreed ratio
Joint venture with the cooperative and members — all contribute capital, share profit/loss by equity ratio
Pay with Sats — scan Lightning QR anywhere in the world, or convert to Thai Baht and pay via PromptPay QR
Borrow USDT against Bitcoin — BTC/Sats collateral locked, borrow up to 70%, no interest, profit-based tiered APY
Bitcoin Layer 2 — instant transfers, near-zero fees, globally connected, cryptographically secure
LNbits
FixedFloat
PromptPay
Phoenix
Nostr
Wallet of Satoshi
Zeus
Blixt
Blue Wallet
LNbits
FixedFloat
PromptPay
Phoenix
Nostr
Wallet of Satoshi
Zeus
Blixt
Blue WalletNo paperwork, no approval wait — everything automated
Join the cooperative free with username & email
Send Sats to your Lightning wallet or BTC on-chain — 3 ways to top up
Save, invest, partner, pay or borrow — all in one place
The shop only accepts PromptPay? Pay instantly with Sats from your wallet — we convert to Baht, the shop gets paid as usual. No bank balance needed.
Every cooperative transaction references real Bitcoin price — track trends over time
Lower LTV = better rate — calculate before borrowing
Save, invest, partner, pay, borrow — all in one place on Bitcoin